Privacy Policy

This Privacy Policy explains how Care Cost Clarity ("we", "our", "us") handles information when you visit carecostclarity.com (the "Site") and use the free long-term care cost calculator ("Calculator"). We have written this policy in plain language so it is easy for adults age 50+ and their families to understand.

1. Summary

• The Calculator runs entirely in your browser.
• We do not require you to create an account or log in.
• We do not have a database that stores the numbers you enter.
• We do not currently use analytics or advertising cookies.
• We may add privacy-respecting analytics in the future (see Section 5).

2. Information we do not collect

Because the Site does not offer accounts and does not have a backend database, we do not collect:

• Your name, address, phone number, or email (unless you choose to email us — see Contact).
• Your age, savings, income, expenses, or any other figure you enter into the Calculator.
• Login credentials, passwords, or financial account information.

The values you type into the Calculator stay in your browser. They are used only to compute an on-screen estimate and are not transmitted to us.

3. Information automatically processed by our hosting provider

Like most websites, our hosting provider may temporarily process basic technical information (such as your IP address, browser type, and the page requested) in order to deliver the page and protect the Site against abuse. We do not use this information to build a profile of you.

4. Cookies and local storage

The Site does not currently set tracking cookies. The Calculator may use limited browser features (such as in-memory state) to display your estimate while you are on the page. See our Cookie Policy for details.

5. Future analytics

We may add a privacy-respecting analytics tool in the future to understand which pages are useful and how to improve the Calculator. If we do, we will:

• Update this Privacy Policy and the Cookie Policy before activating analytics.
• Limit collection to anonymous, aggregated usage data wherever possible.
• Add a clear cookie notice if any non-essential cookies are introduced.

No analytics or advertising trackers are active on the Site at the time of this version.

6. Third-party links

The Site links to Gumroad, an external platform, for purchasing the Full Offline Planner. When you click a Gumroad link, you leave our Site and are subject to Gumroad's own privacy policy and terms. We do not control and are not responsible for their practices.

7. Children's privacy

The Site is intended for adults. It is not directed to children under 16, and we do not knowingly collect information from children.

8. Your rights

Because we do not collect or store personal information, there is generally no personal data for us to access, correct, or delete. If you have questions about your privacy in relation to this Site, please contact us (see Contact).

9. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Material changes — such as introducing analytics — will be reflected in this policy and in the Cookie Policy before they take effect.

10. Contact

Questions about this policy? Please use our contact page.